How It Works

Dr. Maria James created the WISE Financial Fitness system to help you achieve your financial goals. On a stipend of about $23,000 after taxes, she saved up over $10,000 while traveling around the U.S. and internationally. She also used savings to start Pocket of Money.

It’s not about how much you have; it’s what you’re doing with the money you have. Use WISE Financial Fitness to have a plan to do better with your money.

Dr. James always says “Making money and managing money are separate skills.” Let’s work on both so you keep more money in your pocket.

We offer three levels of service. We will address your business and personal finances so you’re not neglecting your personal wealth as you build your business.

We can create the personal and business financial systems FOR YOU. We will:

  • create your business budgets and projections
  • create your business monthly financial reports (profit and loss, balance sheets, etc.)
  • provide recommendations based on business financial data analysis
  • design and create your personal household budgets
  • design your personal saving strategy
  • design your personal debt elimination strategy
  • optimize your cash flow for financial goals
  • and make sure you’re ready to amplify your wealth.

We offer three levels of service. We will address your business and personal finances so you’re not neglecting your personal wealth as you build your business.

Learn more and pick your level of membership.