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There is no need to wait until New Year’s to save and earn more money and get rid of the living paycheck to paycheck cycle. You’ll receive a tip to either save money or earn money each day of the challenge.

Determining your current financial status is crucial to set the foundation for a successful personal money strategy. In this course you will learn:

• three important financial status indicators
• how to calculate these indicators
• how to determine how much debt you have
• a simple walk through of your credit report

 

Getting organized will help you to be more efficient and effective. In this course you will learn:

• the four parts of your personal money system
• what your personal money strategy is
• how to optimize your income
• how to organize your bills and not miss due dates
• where to store your emergency fund
• a digital and physical filing system for your financial documents
• how long you should keep different types of documents

You're not currently at the level of financial fitness that you desire to be. In order to get there, you have to determine what "there" is and write it out in concrete terms. You have to get clear then craft the plan. In this course you will learn:

• about money ideologies and their effect
• how to determine your money ideology
• what it means to have a wealthy mindset
• 5 wealthy habits to develop and exercise a wealthy mindset
• how to design real goals and what was wrong with the goals you wrote before

 

A budget is a very important tool for reaching your financial goals. You may have tried to use a budget before and just couldn't get it to work. Well you were likely making some common mistakes that sabotaged your success. In this course, you'll learn:

• how to design a realistic budget
• three numbers you need to know about your income
• the rule to divide your income
• how to revise and optimize your budget
• 5 tips and tricks to stick to your budget and stay motivated
• how to track and monitor your expenses
• how to analyze the financial data and determine next steps
• how to be frugal and still have fun

 

The money you set aside in your saving account is an important intermediary for other financial goals. However, you can't save for all your goals at once. In this course you will learn:

• the actual saving strategy
• how to use saving and other funding to buy a home, car and afford higher education
• what lenders look for in order to approve you
• how to move around your money to get more financial aid

 

Using credit to purchase “things” has been the norm for quite some time now. This means mounting debt has become the norm and is a big problem. In this course, we’ll cover

• the credit debt cycle
• your credit score: what it is and how to raise it
• understanding your credit report
• identifying errors on your credit report
• designing a debt elimination plan
• strategies for tackling large amounts of debt

 

You’re working hard to create financial security and build wealth. You need to protect what you’re building. This course covers the ways that you do this

• what insurance is
• what it does for you
• the types of insurance you need and why
• how to compare and pick plans
• what is a will and why you need one
• what is power of attorney and when and why you could need one

 

You can’t save your way to wealth. You have to take some of your savings and invest in wealth building vehicles. However, investing is a risk. You can mitigate risks, but you cannot remove them completely. You have to be ready to invest. This course covers:

• what you need in place to begin investing
• what are the options for investing
• wealth building vehicles
• how to assess and pick a financial advisor
• investing for retirement
• non-retirement investing